Terms of Use

Version 2026-11-01 · Effective 1 November 2026

These Terms of Use (“Terms”) govern your use of the website www.taxmargin.com and the online tools on it, including TaxMargin Pro (Bank Statement to Tally), the TaxMargin Tally Connector, the GST Reconciliation Tool and any tools sold through the AI Automation Store (together, the “Services”). The Services are provided by Tax Margin, Paschim Vihar, New Delhi – 110063, India (“Tax Margin”, “we”, “us”).

By ticking “I agree” when creating an account, by signing in, or by otherwise using the Services, you agree to these Terms and to our Privacy Policy. If you use the Services on behalf of a firm or company, you confirm that you are authorised to accept these Terms for it. If you do not agree, do not use the Services. These Terms are an electronic record under the Information Technology Act, 2000 and do not need a physical or digital signature.

1. Eligibility and your account

• You must be at least 18 years old and able to enter into a binding contract under Indian law.
• Give accurate details when you register and keep them up to date. One account is for one person; do not share your password.
• You are responsible for everything done through your account and for keeping your password and devices secure. Tell us at once at taxmargin.com@gmail.com if you think your account has been misused.

2. Information only, not professional advice

Articles, calculators, due-date calendars and other content on this website are general information. They are not legal, tax, accounting or investment advice, and they may not reflect the latest notifications, circulars or extensions. Using the website or the tools does not create a professional engagement between you and Tax Margin. A professional engagement exists only under a separate written engagement letter or agreement. Mutual fund investments are subject to market risks; read all scheme-related documents carefully.

3. The tools are aids: you must check the results

• TaxMargin Pro, the Tally Connector and the GST Reconciliation Tool help you prepare entries and reports. They read statements using text extraction, OCR and, where you choose it, artificial intelligence. These methods can make mistakes, for example a misread amount, date, narration or GSTIN, or a wrong ledger suggestion.
• You must review every transaction, voucher, ledger mapping and report before you post it to Tally, rely on it, or use it in any return, filing, claim or statement to any authority. You remain fully responsible for your books of account, your tax returns and filings, and for any tax, interest, late fee or penalty.
• Take a backup of your Tally company data before pushing vouchers into it. Vouchers posted through the Connector are written to your Tally company like any other entry.
• Only upload statements and data that you are entitled to use. If you upload data about your clients or other people, you confirm that you have their consent or another lawful basis under the Digital Personal Data Protection Act, 2023 to share it with us for processing.
• Free features, trial limits, free periods and usage limits (for example, the number of statements that can be read with AI each day) may change or end at any time.

4. Acceptable use

You agree not to:

• use the Services for anything unlawful, fraudulent, or to prepare false books, invoices or returns;
• upload malware, or files you are not entitled to share;
• try to get into other users' accounts or data, probe or bypass our security, or overload the Services (including by automated scraping or bulk requests);
• copy, resell, reverse-engineer or create derivative works of the Services or the Tally Connector, except as the law expressly allows;
• share, resell or publicly distribute paid tools or licence keys bought from the AI Automation Store.

5. Paid tools and services

Prices are shown in Indian Rupees and confirmed with you on WhatsApp, email or invoice before you pay. Paid tools are licensed, not sold, for the period stated at purchase (for AI Automation Store tools, one year unless agreed otherwise). Applicable GST is charged as per law. Refunds are given only where agreed in writing or required by law. Professional services (GST filing, refunds, accounting, loans, investments) are governed by their own engagement terms.

6. Intellectual property

The website, the tools, their code, design and content belong to Tax Margin or its licensors. You may use them only to access the Services under these Terms. Your data stays yours; you give us a limited permission to store and process it only to provide the Services, as described in the Privacy Policy. “Tally”, “TallyPrime” and “Tally.ERP 9” are trademarks of Tally Solutions Pvt. Ltd. Tax Margin is not affiliated with, or endorsed by, Tally Solutions, the GST Network, CBIC or the Income Tax Department.

7. Third-party services

The Services rely on third parties, for example our web host, Google (fonts and, when you use AI reading, the Gemini service), content delivery networks, WhatsApp, the GST portal formats and your own Tally installation. We are not responsible for their availability, changes or errors. A change by a third party (for example, a new GSTR-2B or bank statement format) may stop a feature working until we update it.

8. Availability, changes and suspension

We aim to keep the Services available but do not promise uninterrupted or error-free operation. We may change, suspend or discontinue any part of the Services. We may suspend or close an account that breaches these Terms, is used for misuse, or must be closed by law. You may stop using the Services at any time and ask us to delete your account.

9. No warranty

To the fullest extent permitted by law, the Services are provided “as is” and “as available”, without warranties of any kind, express or implied, including accuracy, completeness, fitness for a particular purpose and non-infringement.

10. Limitation of liability

• To the fullest extent permitted by law, Tax Margin, its partners, employees and agents are not liable for any indirect, incidental, special or consequential loss, or for any loss of profit, revenue, data, goodwill or business. They are also not liable for any tax, interest, late fee, penalty, demand or input tax credit lost or reversed, arising from your use of, or inability to use, the Services or the results they produce.
• Our total liability for all claims relating to the Services is limited to the amount you paid to Tax Margin for the specific tool or service giving rise to the claim in the twelve (12) months before the claim, or ₹1,000 if you used it free of charge.
• Nothing in these Terms limits liability that cannot be limited under applicable law, including liability for fraud.

11. Indemnity

You agree to indemnify and hold Tax Margin harmless from claims, losses and costs (including reasonable legal fees) arising from your breach of these Terms, your misuse of the Services, the data you upload, or your violation of any law or third-party right.

12. Governing law and disputes

These Terms are governed by the laws of India. If a dispute arises, please first write to us so that we can try to resolve it within 30 days. Subject to that, the courts at New Delhi, India shall have exclusive jurisdiction.

13. Changes to these Terms

We may update these Terms. The version date at the top changes when we do. For material changes, we will ask you to accept the new version the next time you sign in; if you do not accept, you may stop using the Services. Records of your acceptance (version, date, time and IP address) are kept with your account.

14. Contact and Grievance Officer

In accordance with the Information Technology Act, 2000 and the rules made under it, complaints about the Services or content on this website may be sent to our Grievance Officer:

We will acknowledge a complaint within 24 hours and aim to resolve it within 15 days of receipt.

See also: Privacy Policy